As a San Diego Personal Injury Attorney, I am often asked to give advice on what types of inusrance coverage someone should buy. Here are my helpful tips: 1. Buy as much insurance that protects you personally. This includes uninsured motorist and underinsured motorist (don't forget that we live on the border of Mexico and there are thousands of people driving without insurance or with only the minimum) this type of coverage pays YOU when you are injured in an accident that is not your fault. 2. Medical Payments is another important one that is overlooked. This is a no-fault coverage that will pick up the slack and gaps in your health insurance and help protect your credit when in an accident by picking up bills right away prior to settlement. 3. Gap Insurance for your newly purchased auto. It is important to realise that when you drive off the lot, your car diminishes by 33%. If you are then in a San Diego Auto Accident, and your car is totalled, then the other side's insurance only has to give you the replacement value of your car, meaning 66% of what you just paid! The Gap Insurance will cover this 33% gap on your loan. Drive safe and keep on eye out for my next San Diego Personal Injury Attorney blog update!
Law Offices of Robert B. Colosia www.colosia.com
619-231-8340
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